Yeahka Targets 50% Overseas Profit Share as AI Supports Payments Expansion

Yeahka's overseas payments business turned profitable growth into the main signal from its first-half results, with Hong Kong, Macao and overseas gross payment volume reaching about RMB 6 billion, a PRNewswire release carried by DigiconAsia stated.

The Hong Kong-listed payment technology company announced RMB 41.92 million in first-half profit, its highest half-year profit margin since 2023 and its fourth consecutive year of year-on-year first-half profit growth.

The release also linked that performance to Yeahka's first interim dividend, framing the payout as a sign of confidence in its balance sheet and longer-term growth prospects.

Overseas payment volume supplied the clearest operating change.

Gross payment volume from Hong Kong, Macao and overseas markets rose 293.8% from a year earlier, while the take rate reached 63.1 basis points and gross margin reached 43.5%.

Those markets contributed a larger share of profit from the overall payment business rather than remaining only an expansion cost.

Management set a more specific target for the next phase: profit contribution from Hong Kong, Macao and overseas markets is intended to reach about 50% of Yeahka's overall payment business within three years.

The company is concentrating on local consumer and merchant payments, payments and merchant-service tools built from its China experience, and regulatory localisation through licences and partnerships.

The AI portion of the release sits inside that payments expansion rather than as a separate product launch.

Yeahka described artificial intelligence as a way to improve merchant services, operating efficiency and business applications as it scales across markets.

The company did not present AI as the source of the first-half profit improvement, but it placed the technology in the same operating plan as overseas acquiring, merchant services and local compliance.

Yeahka founder, chairman and chief executive Luke Liu said the overseas business had entered a stage of scaled growth and that AI would open long-term opportunities.

The release cited reported profit, the interim dividend, overseas GPV, take rate and gross margin as evidence for the expansion case.

The plan leaves execution tied to local payment behaviour and regulatory coverage in each market.

Yeahka's three-year target requires overseas operations to move from fast percentage growth to a larger profit share, while AI remains a supporting tool for merchant services rather than a disclosed stand-alone revenue line.